Our account is overdrawn this morning. A lot. And our rent check hasn’t hit yet. This is the worst it’s been since 1998 when we had no real income for six months. We have a big check coming tomorrow-hopefully in time to cover the rent, but there’s no guaranteeing it.
This makes me feel sick and guilty. Nick’s business is really picking up now, of course. But the money comes in more slowly than the work. The crazy thing is that he got an offer a couple of weeks ago for a job making $110,000, and he didn’t even consider it.
Today’s situation is an anomaly and hopefully won’t happen again. We always find a way to just scrape by, but I am tired of it. We have a huge rent payment, because Nick thinks it’s important for the kids to have a nice house (so we have no furniture), and our medical insurance is $1900 a month, because Zack and I have a history of heart problems. Those two things drain our accounts every month before anything else-that and electricity for this big old house. The automatic payment was what zapped us today. Somehow Nick thought it was coming out the 11th, not the 1st.
There’s not too much I can do about it right now except keep selling a tiny bit at a time, but it’s such a drop in the bucket. Anything I can earn feels like it makes so little difference. I’m just hoping to keep my daughter in dance.
I should mention that we didn’t take on more than we could pay for. A client stiffed Nick $30,000. Of course there was a disagreement, and they were dissatisfied. He did the same job for their office out here with great results, and then spent four months of his life doing it in New York. Because of one Luddite manager who unintentionally sabotaged him at every turn and didn’t understand what Nick explained to him over and over again, he lost all that income, and we don’t have the money to fight a big company. He wasn’t working for other clients at the time, so it has just been a huge gap in income.
It is my youngest’s 11th birthday today too. And we haven’t gotten her anything. I told her her birthday dinner would have to be Thursday night because her siblings have games. We were able to make 36 cupcakes last night, and I brought them to her class this morning, so there’s one small victory.
I hate the money monster.